Effective Date: January 13, 2026

DebtOptionsUSA.com, a division of Edgemark Holdings, LLC. (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when using our website.

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website. Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site.

1. Information We Collect

We may collect information from you in the following ways:

Personal Information You Voluntarily Provide

When you contact us, submit a form, or call a phone number listed on this site, you may provide personal information, including but not limited to:

- Name

- Email address

- Phone number

- Zip code or state

- Any information you voluntarily provide during communications

You are not required to provide personal information to browse this site.

Automatically Collected Information

When you access our website, we may automatically collect certain information, including:

- IP address

- Browser type

- Device type

- Pages visited

- Date and time of visits

- Referring URLs

This information is used for site analytics and performance monitoring.

2. How We Use Your Information

We may use the information we collect for purposes including:

- Responding to inquiries

- Providing general educational information

- Connecting you with independent third-party service providers when appropriate

- Improving website functionality and user experience

- Monitoring and analyzing site usage

- Complying with legal and regulatory obligations

- We do not provide financial, legal, or credit advice.

3. Information Sharing and Disclosure

We may share your information with:

- Independent third-party service providers who offer debt relief, debt management, or related services

- Technology and service providers that assist with website operations, call tracking, analytics, or communications

- Legal or regulatory authorities when required by law

We may receive compensation from third-party service providers for referrals. We do not control and are not responsible for the privacy practices of third-party websites or service providers.

4. Telephone Communications & TCPA Consent

By submitting your information or contacting us by phone, you expressly consent to being contacted by us and/or third-party service providers via:

- Telephone calls

- Text messages (SMS)

- Email

Communications may be made using automated technology, prerecorded messages, or artificial voice, even if your telephone number is listed on a federal or state Do-Not-Call registry.

Consent is not required as a condition of purchasing any goods or services.

Calls may be recorded or monitored for quality assurance and training purposes.

5. Cookies and Tracking Technologies

We may use cookies, pixels, and similar tracking technologies to:

- Improve site performance

- Analyze traffic patterns

- Measure advertising effectiveness

- You may choose to disable cookies through your browser settings; however, doing so may limit certain website functionality.

6. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of third-party sites. We encourage you to review the privacy policies of any external websites you visit.

7. Data Security

We use reasonable administrative, technical, and physical security measures to help protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Children’s Privacy

This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that such information has been collected, we will take steps to delete it.

9. State-Specific Privacy Rights

Residents of certain states may have additional rights regarding their personal information, including the right to request access to or deletion of personal data. Requests may be submitted using the contact information below.

10. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be effective immediately upon posting the updated policy on this page. We encourage you to review this policy periodically.

11. Contact Information

If you have questions about this Privacy Policy or our data practices, you may contact us at:

DebtOptionsUSA.com
Email: [email protected]

Important Disclosure

DebtOptionsUSA.com is not a lender, law firm, or debt settlement company. We provide educational information and may connect consumers with independent third-party service providers. Results vary. Not all consumers qualify. Services may not be available in all states.

This Privacy Policy applies solely to DebtOptionsUSA.com and does not apply to third-party service providers.